POEM Potential slide-8

Phyics is More Flexible

Supplier can give a 10% discount if the Buyer will commit to buy 10,000 pieces over one year and pay within 30 days via bank WFB electronically.

- Buyer does not now have an active account at WFB.
Under what conditions could the buyer open an account at WFB?

- Buyer's CFO has a policy that any bank used must offer at least .5% interest on any account maintained.
- WFB offers such an interest rate on an average balance of $25K.
- Buyer treasurer cash flow plans allows such-sized deposits for no more than three months before the end of March.

All can be determined "on the fly" in order to take advantage of the new opportunity, using diverse policies.